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Secure Your Future

Peter W Bodniza Insurance in Central Florida is an independent insurance agency that guides you through Medicare Advantage. I bring more than 30 years of licensed experience, plus certifications with CMS, AHIP, and Ultimate Health Plans. 


Every consultation, quote, and comparison is free, with no pressure and no obligation. You receive clear explanations in plain language, with bilingual support and flexible virtual meetings.


Share your details today and I will help you choose smart, confident protection for your health and income.

How It Works

First, you share a few basics such as your age, location, and contact details. 


Next, I schedule a convenient call or virtual meeting to learn about your doctors, medications, budget, and family needs. 


Then I compare Medicare options and explain everything in plain language, with clear pros and cons. 


Finally, if you decide to move forward, I guide your enrollment step by step and stay available for ongoing questions and policy reviews at no cost.

Medicare Coverage
Senior couple reviewing Medicare options

Turning 65 Soon? Medicare Coverage Starts Here

If you're approaching your 65th birthday, now is the perfect time to explore your Medicare options and understand the coverage available to you. Navigating Medicare can feel overwhelming, but having the right guidance can help you make informed decisions with confidence.

Coverage for the T65 Market

Individuals turning 65 become eligible for Medicare and may have access to a variety of coverage options designed to fit their healthcare needs and budget.

Pre-Existing Conditions

Eligible individuals cannot be denied coverage due to pre-existing health conditions, providing peace of mind for those managing ongoing medical needs.

Personalized Medicare Guidance

  • Understand your Medicare eligibility and enrollment timelines
  • Compare Medicare Advantage and Medicare Supplement options
  • Review prescription drug coverage choices
  • Avoid common enrollment mistakes and penalties
  • Select a plan that aligns with your healthcare and financial goals

Turning 65 is an important milestone. Let us help you navigate Medicare with clarity, confidence, and personalized support.

Schedule a Consultation

Medicare

Local guidance on Ultimate Health Plans Medicare Advantage, focused on your doctors, prescriptions, hospitals, and monthly costs.


Our Ultimate Products

3-Plan Structure

We organize our coverage options around three specific Ultimate products, ensuring you find the exact level of care tailored to your health and financial qualifications.

Premier Plan

Standard Coverage

Designed for individuals with "normal" health who are looking for comprehensive, reliable everyday coverage.

Advantage Care

Chronic Special Needs

Specifically tailored for individuals managing any of these 4 conditions: COPD, Heart Disease, Heart Failure, or Diabetes.

Dual Special Needs

Maximum Support

Specifically designed for individuals who qualify for both Medicare and Medicaid (this dual status takes precedence).

Meet Your Insurance Guide

I am Peter Bodniza, a licensed insurance agent who has helped people protect their health and income since 1994. My work focuses on Medicare Advantage. I hold a Florida Insurance License, AHIP Medicare training, CMS registration, and Marketplace certification, so you receive current, compliant guidance. I keep the conversation simple, bilingual when needed, and always pressure free.


Discover how my background, values, and local experience can support your long term security.

Local Coverage Section
Your Local Medicare Experts

Proudly Serving
Central Florida

Healthcare is personal, and so is our service. We aren't a distant call center; we are a local, Central Florida-based Medicare Advantage provider dedicated to helping our neighbors navigate their Medicare options.

We provide hands-on, face-to-face guidance across 16 local counties to ensure you get the coverage you deserve.

Citrus
Hernando
Hillsborough
Indian River
Lake
Manatee
Marion
Orange
Osceola
Pasco
Pinellas
Polk
Sarasota
Seminole
St. Lucie
Sumter